What do you need to know when you're buying a home?

.Property & Condition

• Has the property had any major repairs, renovations, or damage (roof, foundation, plumbing, electrical)?

• Are there any issues that could affect resale value, like nearby developments or zoning changes?

• How old are the major systems (HVAC, roof, water heater, sewer lines)?

• Are there any known structural problems, water damage, termites, or mold?

.Neighborhood & Location

“As your agent, I also bring my background in loans and certified home inspector, which means I can guide you through every step of the process with a deeper level of insight. On the financial side, I can explain loan options, monthly payment structures, and long-term affordability so you’re not just buying a home but making a smart investment for your future. You’ll have clarity on your financing from day one, and I’ll ensure we structure the deal in a way that works best for your budget and goals.

At the same time, my inspection expertise allows me to spot potential red flags early and explain what’s routine maintenance versus what might be a costly repair down the line. That way, you’ll know the true condition of the home before making final decisions. Together, these skills give you a complete picture — financial security and physical confidence in your property — so you can move forward knowing your investment is safe and sound.”

• What are the local schools rated, and how do they compare to nearby districts?

• Is the area likely to appreciate or decline in value in the next 5–10 years?

• Are there noise issues (airport, freeway, nightlife) or future construction plans nearby?

• How safe is the neighborhood?

.Financial & Investment Concerns

• Is this property priced fairly compared to recent sales?

• How much room is there to negotiate the price?

• What are the property taxes, HOA fees, or Mello-Roos assessments?

• What are the typical maintenance costs for a property like this?

• How will this property perform as an investment/rental if I decide to rent it later?

.Market & Timing

• Is now a good time to buy, or should I wait for prices/rates to drop?

• How competitive is the market — what’s the chance I’ll overpay?

• How long has this property been on the market, and why hasn’t it sold yet?

.Market & Timing

• What happens if the appraisal comes in low?

• What happens if problems show up in the inspection — do I lose my deposit?

• How do contingencies protect me, and which ones should I never waive?

• What hidden costs should I budget for beyond the purchase price?

.Tony says: